Product Knowledge – Commercial

Course Outline

This three-day course provides a foundational overview of key commercial finance products, equipping delegates with the knowledge and confidence to explain their features, benefits, and limitations to customers. It is ideal for those looking to build a strong understanding of the financial solutions available in the market.

Participants will explore a range of products including Commercial Mortgages, Buy-to-Let Mortgages, Bridging Finance, Development Finance, Invoice Finance, and Unsecured Loans. By the end of the course, delegates will be able to clearly articulate the pros and cons of each option, enabling them to support customers in making informed borrowing decisions tailored to their specific needs.

Participants will explore a range of products including Commercial Mortgages, Buy-to-Let Mortgages, Bridging Finance, Development Finance, Invoice Finance, and Unsecured Loans. By the end of the course, delegates will be able to clearly articulate the pros and cons of each option, enabling them to support customers in making informed borrowing decisions tailored to their specific needs.

• Commercial & Buy-to-Let Mortgages: Understand how these mortgage types function, identify borrower types, repayment structures, and interest rate options, and begin analysing credit papers from a lender’s perspective.
• Bridging & Development Finance: Learn when and how bridging finance is used, and gain insight into development finance for property projects.
• Unsecured Loans & Invoice Finance: Define unsecured loans and their differences from secured lending, and explore how invoice finance supports business cash flow.
• Asset Finance & Merchant Cash Advance: Gain a basic understanding of asset finance products and learn how merchant cash advances work and when they are suitable for businesses.